Edgar Benitez

NMLS # 2471601

773-899-3043

Edgar@PrimeRateMortgage.com

Edgar Benitez Mortgage Advisor

Edgar Benitez

NMLS # 2471601

773-899-3043

Edgar@PrimeRateMortgage.com

Edgar Benitez Mortgage Advisor
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Discover the possibilities with our diverse loan offerings.

We provide a range of loan options to cater to your needs. Whether you're looking to refinance, purchase a luxury property, or find a loan with flexible credit terms, we have a solution tailored for you.

First Time Homebuyers

For new home buyers looking for the best loan option. We are proud to provide you with a loan that best suits you.

Conventional Loan

For those that have good credit, low debt-to-income ratios and can put down a higher down payment.

FHA Loan

Popular for first time homebuyers due to its flexible credit restrictions and minimum 3.5% downpayment option.

Jumbo Loan

For those looking to purchase or refinance properties up to $2.5 million.

VA Home Loan

This is a VA benefit loan for former or current military members, or surviving spouses

Adjustable Rate Mortgage

ARM loans fluctuate with the market after a certain period, this loan may provide introductory low interest rates and caps. After that, the rate may vary depending on the market index. Arms may be good if you plan on selling your home after a few years.

USDA Loans

A USDA loan is an affordable way for low income individuals living in designated rural areas to buy a home.

For Borrowers Who Need A Little Help

We know that the world can be tough and finding a loan can be a challenging in these times. Contact us and we can help you find the right loan just for you.

Down Payment Assistance

Learn more about our down payment assistance program and how it may benefit you.


Conventional 1% Down Payment Program

If your income is at or below 80% of the Area Median of the property you are interested in, you may qualify for this 1% down program.

Steps Towards Your Home Journey

Get Pre-Approved

It only takes a few minutes to get pre-approved. We will help you choose the best loan option towards your real estate goals.

Start your home search

Your real estate team will help you find your dream home. 

Close

Let us help you get to the closing table.

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Let Us Help You Get Started

Get Pre-Approved